Free Personal Finance Resources
Check out these great resources linked below for ethical investing and banking, tax season, and more.
Financial Toolkit
Foundational tools and worksheets to help you organize your finances.
How Much Should I Have in an Emergency Fund?
Emergency Funds are a critical savings goal to manage unplanned and irregular expenses.
Check out this article to learn Learn what an emergency fund is, how much to save, and why it's one of the most important financial goals.
What's the Best High-Yield Savings Account?
Am I Saving Enough for Retirement?
Check out this retirement calculator to see how your income, age, lifestyle, savings rate, and other factors impact your retirement readiness.
How Do I Stay on Top of My Finances Each Month?
Let’s be honest. This work is ongoing.
Use my downloadable money date planner worksheet to build a sustainable money routine.
What's the Best Password Manager?
Compare password manager recommendations to keep your financial accounts secure.
Credit, Debt, & Loans
Resources to build credit, pay off debt, and navigate borrowing.
How Long Will It Take Me to Pay Off Credit Card Debt?
Unable to pay off your credit card statements in full each month? Run the numbers using this free online calculator to determine your repayment payment timeline. Use this calculator to calculate multiple payments.
Which Credit Card Is Right for Me?
Nerdwallet does a great job reviewing the pros and cons of credit cards. Their research compares different annual fees, intro offers, rewards rates, and more. Check out this article to see what feels like a good fit for your needs and circumstances.
How Do I Get My Free Credit Report?
Go to annualcreditreport.com to request free copies of your credit reports from the three major bureaus: Equifax, Experian, and TransUnion.
Where Can I Get Help Paying Off Debt?
Check out the National Foundation for Credit Counciling for free resources on debt management. The NFCC is a not-for-profit organization that serves as your financial advocate. They can help to reduce interest rates and create more manageable monthly payments.
What's the Best Student Loan Repayment Plan?
Use the federal Loan Simulator to calculate student loan payments and choose a loan repayment option that best meets your needs and goals. You can also use it to decide whether to consolidate your student loans.
Can I Get Help With Medical Debt?
If you are struggling to pay off medical debt (or know someone who is) check out Dollar For Organization. You can fill out their quick and free application process online; if your debt is eligible, they work with you and the hospital directly to reduce your medical debt. It's free!
Where Can I Get Free Student Loan Advice?
If you’re looking for help with your student loans check out The Institute of Student Loan Advisors, an organization that that provides online student loan counseling.
Career, Income, and Taxes
Resources to maximize your income and navigate tax season.
How Can I File My Taxes for Free?
Check out Free Tax USA to e-file directly to the IRS for free. They make money through state tax returns and other optional services. Federal tax returns are free.
How Much Should I Be Getting Paid?
Compare salary data using The Salary Project. You can access salary insights by submitting your own salary data. May provide useful data for compensation conversations.
What's My Market Salary?
Payscale is a partially free online salary resource. You can access some salary insights by completing a survey about your salary, but more detailed reports may require payment.
Where Can I Find a Tax Accountant?
This directory connects you with accountants who identify as Black, Indigenous or a person of color (BIPOC). A great resource if you are looking for additional help with your taxes.
How Can I Research Companies Before Accepting a Job?
Comaparably provides salary data, company reviews, and workplace culture insights.
What Salary Should I Ask For?
Research compensation with Glassdoor. You can see some salary data, but you often need to create an account and contribute your own salary review to unlock full access.
Ethical Investing & Banking
Resources to help you invest, bank, and grow your wealth in alignment with your values.
How Can I Find an Ethical Bank?
Curious what banks and credit unions do with your deposits? This independent, women-owned bank comparison site helps you find out what your bank does with your money.
How Can I Research Environmental, Social, and Governance (ESG)Investments?
The MSCI tool helps you, as the investor, search ESG funds and companies. Their mission is to provide the tools and solutions to help investors better understand ESG risks.
What Should I Read About the Racial Wealth Gap?
Explore this book by author Mehrsa Baradaran to better understand the racial wealth gap in our country today.
Relationships & Community
Resources that recognize money doesn't exist in a vacuum.
How Do Couples Talk About Money?
This money worksheet form provides an outline for you and your partner to discuss your financial circumstances, goals, and values.
How Do I Teach My Kids About Money?
Listen in to this NPR LifeKit podcast episode that explores how and when to talk to your kid(s) about money.
How Can I Support Black Homeownership?
Check out Habitat for Humanities’ mission to Advance Black Homeownership to help close the racial wealth gap.
What Are My Rights to Paid Family Leave?
Explore advocacy and policy resources here.
How Do I Find My Local Library?
Libraries are an incredible resource! Not only can you check out books for free but they also have free events and may have access to local museum and other passes. Find your local library here.